One or more photo(s) has been virtually staged. Price Improvement! No HOA, no CDD, and no flood insurance - Wow! Experience one of the most unique residences in Lutz, situated on 1.14 acres (2 parcels) with beautiful water views from nearly every room. If you are looking for a tranquil, countryside escape without sacrificing convenience, this home offers the perfect blend of privacy and central location. Ideal for large families or dual living arrangements, this 2,676 square-foot, custom-built home is designed to accommodate a variety of lifestyles. It features a flexible floor plan that includes four bedrooms, an additional office, and a spacious bonus room—providing plenty of room for everyone. The open layout includes vaulted ceilings on the first floor, enhancing the entry to the living room, dining room, and kitchen. Down the hall, you'll find the first-floor master bedroom, which includes an ensuite bathroom with dual sinks, a walk-in shower, and a walk-in closet. An additional bedroom is also located on the first floor. Upstairs, the wood-trimmed bonus room, with its large windows, adds warmth and character to the home. The remaining 2 bedrooms, office, and a full bath are also situated on the second floor. Another unique feature of this home is the wrap-around screened lanai, perfect for enjoying the tranquility and beauty of the property. The roof was installed in 2019, with the A/C units updated in 2020 and 2021, and the water heaters replaced in 2011 and 2022. The .62 acres adjacent to the backyard can be included with the sale and also require no flood insurance. This land extends to the opposite street (Karen Drive) on the left side of the cul-de-sac, with approximately 70 feet of frontage on Karen Drive. While this land offers beautiful water views on two sides, it does not include any portion of the water or provide water access. Surveys and blueprints are available upon request.