Discover the epitome of coastal living in this stunning stilt home nestled in the sought-after community of Harbor Isles. Offering direct Gulf access, this 2-bedroom, 2-bathroom gem features an oversized 50+ ft boat dock perfect for boating enthusiasts. Situated on a generous 0.28-acre lot, this 1985-built home is a true sanctuary for those seeking waterfront serenity without the burden of HOA or CDD fees. Enjoy direct access to the Gulf of Mexico from your private canal, perfect for fishing, boating, and soaking in breathtaking sunsets. The oversized 50+ ft boat dock accommodates larger vessels with ease, making it a boater’s paradise. Located in an AE flood zone, the stilt design ensures added security and peace of mind during storms, keeping the main living areas high and dry. Boasting 1,856 sqft, this home features a vaulted cathedral-style ceiling in the primary living space, creating an airy, open atmosphere. A spiral staircase leads to a versatile loft area with a private balcony facing the Gulf, ideal for a home office, additional bedroom, or creative retreat. The oversized rear balcony off the living room and kitchen offers stunning canal views and ample space for entertaining. Three storage rooms or workshops are located beneath the home, along with ample parking space for cars, Motorcycles, Lawn Mowers, or other toys! A speed boat is available for purchase, making this an unbeatable package for water lovers. Whether you’re looking to gather around the wood-burning fireplace in the living room for cozy evenings, entertain on the expansive deck, or set sail from your private dock, this Harbor Isles property offers a unique blend of comfort, style, and adventure. Don’t miss the opportunity to create your dream waterfront lifestyle. Schedule your private tour today and make this canal-front treasure your own!